PayFrame

See what actually lands in your account

Type a salary and watch take-home, tax bands, National Insurance and loan repayments update live — based on HMRC rates for the tax year you pick.

Your pay

01Earnings

Gross pay

PaidTax yearWhere you liveScotland has its own income-tax bands.

02Tax & NI

Tax codeCommon codes: 1257L, BR, D0, D1, NT, 0T.Age bandKept for future NI letter rules.NI category letterStudent loan

03Pension & extras

Pension contribution

Pension methodSacrifice and net-pay change taxable pay differently from relief at source.Other income (yearly)Rent or side income — taxed, but not for National Insurance.Other pre-tax sacrifice (yearly)Cycle-to-work, childcare vouchers, and similar.

04Allowances

Postgraduate loan as wellBlind Person’s AllowanceReceiving Marriage AllowanceShow employer National Insurance cost

Take-home

£3,293.30

from £4,166.67 gross

Take-home
Tax
NI

Income tax: £623.83
National Insurance: £249.53

Income tax by band

Basic rate (20.0%)£623.83

Effective rate

21.0%

Marginal rate

28.0%

Personal allowance

£12,570

Taxable income

£37,430